Indexed Universal Life Insurance Indexed universal life is regulated like a fixed universal life. You pay the same premium, your cash value provides a downside guarantee of 1% or less, but earns potentially higher upside performance of the market. Please enable JavaScript in your browser to complete this form.Name *FirstLastEmail *Phone Number *Sex *Date of Birth *Height *Weight *Do You Have Insurance *YesNoHow much coverage would you like? *Have you ever used tobacco or nicotine products? *YesNoWebsiteSubmit Foresters Financial. (PRNewsFoto/Foresters Financial)